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FINANCIAL LITERACY

Hear from founder and president, Tim Doehrmann.

Retirees Lose $111,000 Per Household by Claiming Social Security too Early - Episode 11 Thumbnail

Retirees Lose $111,000 Per Household by Claiming Social Security too Early - Episode 11

This week we dig into Social Security. Optimizing Social Security is one of the biggest value-adds a good advisor can provide to the retirement planning process. I talk about why you shouldn't claim Social Security benefits just because you can, how important Social Security is for so many Americans and why the Social Security program isn't going anywhere anytime soon.

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Is the Standard 60/40 Investment Portfolio Dead? - Episode 10 Thumbnail

Is the Standard 60/40 Investment Portfolio Dead? - Episode 10

The investment landscape has greatly changed since the 1980s. Economic and societal change along with longer life expectancies are leading to recommendations of a greater allocation to equities if the client's risk tolerance will allow for it. This week I summarize a recent MarketWatch.com article about Bank of America's announcement regarding the end of the 60/40 portfolio.

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"Financial Planning", what is it? Thumbnail

"Financial Planning", what is it?

Financial planning may seem like an obscure term to some and often even those that have an idea of what it is don’t fully know what it means. The basic function of a financial plan is to reduce your stress about money, support your current needs, and build a nest egg for retirement. Essentially, it’s to provide peace of mind for you and the people you care about. Another definition would be that it’s a process to check your current finances against your long-term goals. You need to know how much money you have, how much you’ll need to meet your goals, and then the best steps to get there.

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Top 10 Scams Targeting Seniors Thumbnail

Top 10 Scams Targeting Seniors

Here is a list from Investment News of the to ten scams targeting seniors. Frauds perpetrated against senior citizens are estimated to cost victims $2.9 billion each year. The Senate Committee on Aging operates a hotline for reporting these types of frauds or scams.

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