Hear from founder and president, Tim Doehrmann.
Today I’m going to cover a listener question about dividend investing. I'll talk about five problems with dividend investing and also a better investment strategy. Check this out before deciding to add more companies to your portfolio that make regular cash payments to their investors.
In an update to a recent episode about initial public offerings, I talk about why my opinion about IPOs hasn’t changed by discussing two recent IPO examples. Then, I'll describe why it's important for my firm to be the high-value option for financial planning by telling a story about a recent conversation with a prospective client.
In this episode of the Retire Your Way Podcast, I discuss risk management, and particularly whether or not you should buy long-term care insurance to supplement your retirement plan.
In this episode of Retire Your Way Radio, we'll talk about the appeal of investing in Initial Public Offerings (IPOs), the problems with IPOs and why companies do IPOs. Plus, I cover whether or not IPOs should be a part of your investment portfolio and my personal choice of whether or not to invest in IPOs.
This episode comes from conversations I’ve had recently concerning interest rates, inflation, economic growth and why they are all relatively low in historical terms. We dig into how the global financial paradigm has changed and why the basic principles of investing can no longer be taken for granted in today’s world.
Retire Your Way Radio is a podcast hosted by me, Tim Doehrmann, CFP. In this first episode, I talk what you can expect in future episodes and why someone would want to work with a fiduciary. I also describe my backstory including how I went from running a hardware store to running a fiduciary, fee-only, registered investment advisor firm.
Financial planning may seem like an obscure term to some and often even those that have an idea of what it is don’t fully know what it means. The basic function of a financial plan is to reduce your stress about money, support your current needs, and build a nest egg for retirement. Essentially, it’s to provide peace of mind for you and the people you care about. Another definition would be that it’s a process to check your current finances against your long-term goals. You need to know how much money you have, how much you’ll need to meet your goals, and then the best steps to get there.
It can be difficult to put yourself in someone else’s shoes and this is certainly the case when it comes to money. However, helping them find an understanding or compromise can be rewarding for everyone. Like with most things, an objective third party can add great value to this type of situation.
Peoria's Best Restaurants. If you have the opportunity, try some of these food options in Peoria and let me know what you think with a reply or comment. Also, feel free to let me know your favorite if it isn't on here.
Student debt: should it be forgiven? What are the moral hazards? Is it too much of a slippery slope? Where would we draw the line?
Here is a list from Investment News of the to ten scams targeting seniors. Frauds perpetrated against senior citizens are estimated to cost victims $2.9 billion each year. The Senate Committee on Aging operates a hotline for reporting these types of frauds or scams.
Top threats to your retirement. Top 10 mistakes retirees make.
Using a Dynamic Distribution to determine Withdrawal Rate to Fund Retirement.
Fees Vs. Value in relation to your investments, portfolio allocation or financial plan. Are you receiving value for what you're paying? Do you know what you're paying? We're here to help if you would like a second opinion on your investments or financial plan.
Who pays the tariffs in the trade wars? Short answer: they US taxpayer. We don't try to time the markets.
"Should You Sell in May and Go Away?"
Two of the greatest benefits of a backdoor Roth are they allow you to get around the contribution limit as well as the income limit. Considering a Roth IRA account for college savings may be a good option too.
Not only can delegating reduce stress and let you focus on things that matter most but it can also improve your finances. Not sure if you're ready to start delegating? Here are surefire signs.
If you don’t have a Roth IRA, you probably should. Roth’s are great planning tools. They can be used to save for retirement, save for college (bet you didn’t know that one) and convert traditional IRA assets in a process known as backdoor Roth.
What is a fee-only financial advisor? Trust. Fiduciary.