Here are the questions we can help you answer:

• Am I invested in the ‘right stuff’?
• How can I reduce my lifetime tax liabilities?  Am I sitting on a ‘tax bomb’?
• Can my assets get me to and through retirement?
• Do I have enough money for retirement?
• What should I do if I have a large, unexpected expense to pay for?
• If something happens to me, how will I ensure my spouse (family) is cared for?
• How do I turn my nest egg into an income stream in retirement without paying too much in taxes?

We have the knowledge & tools that can help you:

• Determine the least amount you should be paying in taxes
• Understand how our tax code is designed to syphon more taxes from your nest egg in retirement
• Estimate your tax liabilities 
• Organize all your finances
• Invest properly for retirement

This is what we do:

• Determine your possible income amounts and options for your retirement 
• Run tax projections and estimate your annual and lifetime tax liability
• Consider opportunities to minimize your taxes
• Analyze your investments and tax returns to determine your tax planning opportunities
• Include tax preparation and filing services for most households. This provides an even higher level of coordinated, in-house service to limit lifetime tax liabilities
• Risk management: ensure your investments are aligned with your goals and objectives
• Determine Income Stability 
• Asset allocation and location to minimize tax drag in investments in account types
• Implement our Guardrail investment and dynamic withdrawal process to mitigate sequence of return risk
• Consider Roth conversions to manage future tax liabilities
• Provide your family, spouse, or heirs with a reliable professional support system in case of unforeseen circumstances.

Our Investment Philosophy

We construct equity, balanced and fixed income portfolios for individuals and institutions to achieve your goals.  

• Focus on what we can control
• Manage emotions
• Diversify
• Avoid market timing while remaining mindful of valuations
• Let markets work for you
• Own the best companies in the world